TransUnion is one of the three major companies which reports credit and they do this by inputting all the financial information they receive from the various creditors. This company also keeps some of your personal information such as your payment history, address, employment information and other information as well.
But what most people don’t know is that the creditor has to pay the bureau a fee to make your credit score available for viewing to see your pass credit history. And this is the main reason why the information which is on your credit report is correct and up to date. And if the company of Trans Union has put some errors on your credit score don’t be afraid to write a dispute letter stating your claim and also giving additional information about the particular item. Here are some simple steps to follow when going through the process of disputing a Trans Union Credit file.
The first step is to draft up a dispute letter form, prepare and send it via U.S registered mail, then just wait for the results and a copy of the up dated credit score. Check your credit score carefully so you can be better equipped to point out multiple mistakes at once, but the short fall of that is that when you dispute to many things at once it takes a long time for you to get a reply. And in some cases at times people are red flagged for pointing out to many issues at once.