Life is unpredictable and ending up in a difficult financial situation due to circumstances beyond our control is not only possible, but very likely to happen to anyone, sooner or later.
This is not to say that we are not responsible for what happens to us; in fact, we are very much the makers of our fortunes and misfortunes, but there are situations that are simply unavoidable, despite how hard we try to keep ourselves on the right path. Falling ill, for example, or losing a job due a sudden economic downturn, or simply making a human mistake cannot be foreseen or prevented despite our best efforts and wishes.
However, most of the time what drags us into trouble is our lack of wisdom and vision; our ignoring the alarms that our subconscious mind (or simply put our “gut feeling”) sends us. That inner voice is our safeguard.
When we ignore it, trouble happens. Sometimes it is minor, but sometimes it is major. And when it is major and it is financial, it may leave us, and whoever shares life with us, dealing with serious and painful consequences.
What can we do about it? First of all, we owe it to ourselves to listen to our inner wisdom. Leading psychologists suggest that there is a very practical way to do so: talking to ourselves in the mirror with an open heart and an open mind. It may feel silly, but it may just help.
When you face yourself and start your inner dialogue, you make peace within and you’ll be able to ask all the difficult questions. You’ll be surprised to discover that your inner self already holds the answers you’re seeking.
Next, you’ll find that creating a plan of action to improve your situation becomes a lot easier. The difficult part is to bring about the necessary changes to implement the plan.
Despite what most people think, the strength and the courage to make changes are within everyone; what is lacking sometimes is the motivation to go through the process because it is as painful as doing spring cleaning.
A positive moral boost, a sign confirming that what you’re doing is making a difference can work miracles at this point. For example, if you have finalized your financial plan as part of the changes you need to implement and have discovered that you’re in need of a bit of cash to kick start your recovery and consolidate some debt, you might want to think about a car title loan. Since these loans are secured by the value of your vehicle, they are easier to obtain than standard loans and your credit history or situation won’t matter very much at all. In addition to the extra cash you will have to consolidate your debt, these loans, if paid on time, will help you to begin boosting your credit rating once more.
Once you see that something is working out, achieving the next goal in your plan becomes suddenly easier. Remember that it is important to set realistic goals. Set small ones to start so they can be achieved and then work hard to achieve them. Go to the mirror and congratulate yourself on any small victory, for they are the ones that really count. Soon you’ll not only be out of trouble, but also on the road to success.